WIDYA RAHAYU. Digital Payments and Financial Vulnerability among Generation Z: A Systematic Review of Risk Mechanisms and Protective Factors. Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak, [S. l.], v. 3, n. 3, p. 398–413, 2026. DOI: 10.61132/jieap.v3i3.2756. Disponível em: https://ejournal.areai.or.id/index.php/JIEAP/article/view/2756. Acesso em: 9 nov. 2026.