Persepsi Terhadap Perbankan Syariah di Kalangan Mahasiswa Manajemen UNISBA: Sebuah Studi Analisis
DOI:
https://doi.org/10.61132/eksap.v1i2.550Keywords:
Analysis, Perception, Islamic BankingAbstract
This study aims to explore the perceptions of management students at Universitas Islam Bandung (UNISBA) regarding Islamic banking. A qualitative approach was employed, utilizing in-depth interviews and focus group discussions for data collection. The results indicate that students' understanding of the principles of Islamic banking varies, with some students demonstrating a strong grasp due to formal education, while others exhibit limited awareness. Additionally, factors such as religious beliefs and financial literacy significantly influence their perceptions. Experiences with Islamic banking products also vary, with many students expressing a preference for conventional banks due to convenience. This research suggests the need for enhanced education and marketing strategies by Islamic banks to attract the attention of the younger generation.
Downloads
References
Ahmed, H., & Khan, M. F. (2021). The emergence of Islamic banking: A historical perspective. Journal of Islamic Finance, 10(1), 1-16.
Alalwan, A. A., Eweida, A. S., & Al-Sabaan, Y. (2020). Consumer awareness and adoption of Islamic banking: Evidence from Jordan. International Journal of Islamic and Middle Eastern Finance and Management, 13(3), 529-545.
Alhabshi, S. O., & Tarmizi, A. (2019). The role of education in shaping perceptions of Islamic banking: Evidence from Malaysia. Journal of Islamic Finance, 8(1), 1-12. https://doi.org/10.1108/JIF-01-2019-0001
Ali, A., Kamarudin, M. F., & Rahman, A. (2019). Factors influencing the adoption of Islamic banking among students: A case study in Malaysia. International Journal of Islamic Economics and Finance Studies, 5(1), 1-15.
Ali, A., Kamarudin, M. F., & Rahman, A. (2020). Financial literacy and its influence on the adoption of Islamic banking among students. Journal of Islamic Banking and Finance, 8(2), 21-34.
Awan, H. M., & Bukhari, S. A. (2021). Financial literacy and its impact on the perception of Islamic banking: A study of university students. International Journal of Islamic and Middle Eastern Finance and Management, 14(2), 245-261. https://doi.org/10.1108/IMEFM-09-2020-0425
Awan, H. M., & Bukhari, S. A. (2021). The impact of religious beliefs on students' perception of Islamic banking. International Journal of Islamic Economics and Finance Studies, 7(1), 45-60.
Bank Indonesia. (2022). Annual report on Islamic banking in Indonesia. Retrieved from https://www.bi.go.id
Haron, S., Ahmad, N., & Planisek, S. L. (2018). Factors influencing the choice of Islamic banking: A study of Malaysian consumers. International Journal of Bank Marketing, 36(3), 456-474. https://doi.org/10.1108/IJBM-09-2017-0205
Hidayat, R., Rahman, A., & Ali, M. (2021). The impact of perceived complexity on the adoption of Islamic banking products: Evidence from Indonesia. Journal of Islamic Marketing, 12(4), 678-694. https://doi.org/10.1108/JIMA-06-2020-0172
Ibrahim, M., & Abdul Rahman, A. (2022). Trust and acceptance of Islamic banking: A study among Malaysian students. Asian Economic and Financial Review, 12(2), 153-166.
Islamic Financial Services Board (IFSB). (2022). Islamic financial services industry stability report 2022. Retrieved from https://www.ifsb.org
Kahf, M. (2020). Financial literacy and Islamic banking: A study of Turkish university students. Journal of Islamic Banking and Finance, 8(2), 45-60.
Khan, T., & Bhatti, M. I. (2019). Islamic banking: A comparative study of consumer preferences in Pakistan. Journal of Islamic Finance, 8(2), 1-12. https://doi.org/10.1108/JIF-01-2019-0002
Mollah, M. N. K., & Zaman, U. (2021). Comparative analysis of perceptions towards Islamic and conventional banking among university students. Journal of Islamic Banking and Finance, 9(1), 67-82.
Naser, K., Jamal, A., & Al-Khatib, K. (2020). Islamic banking: The role of religious beliefs in consumer preferences. International Journal of Bank Marketing, 38(5), 1031-1048. https://doi.org/10.1108/IJBM-09-2019-0362
Raza, S. A., Shah, S. Z. A., & Niazi, G. S. K. (2019). The role of education in shaping perceptions of Islamic banking among students: Evidence from Pakistan. International Journal of Islamic and Middle Eastern Finance and Management, 12(2), 245-261.
Zainol, N. R., Ahmad, M. F., & Wan Ismail, W. N. (2021). Enhancing student perceptions of Islamic banking through practical exposure: An empirical study. Journal of Financial Services Marketing, 26(3), 235-245.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2024 Ekonomi Keuangan Syariah dan Akuntansi Pajak
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.