Dampak Kebijakan Ekonomi Syariah terhadap Stabilitas Makroekonomi di Indonesia

Authors

  • Alam Mudawwam Bakhroni Universitas Al Azhar Indonesia
  • Madian Muhammad Muchlis Universitas Islam Jakarta

DOI:

https://doi.org/10.61132/eksap.v2i1.800

Keywords:

Macroeconomic Stability, Islamic Banking, Zakat, Waqf, Sukuk

Abstract

This study aims to analyze the contribution of Islamic economic policies to macroeconomic stability in Indonesia through various Islamic financial instruments. The results show that Islamic economic policies, including Islamic banking, zakat, waqf, and sukuk, play a significant role in supporting economic stability and fostering real sector growth. Profit-sharing financing offered by Islamic banking, for instance, provides a fairer and more flexible alternative compared to conventional systems. Furthermore, wealth redistribution instruments such as zakat and productive waqf have proven to help reduce poverty and improve community welfare. However, challenges remain regarding the low financial literacy of Islamic finance and the lack of infrastructure supporting its implementation. This study suggests the need for strategic steps to strengthen Islamic financial literacy, enhance digital technology, and strengthen collaboration between the government, Islamic financial institutions, and society in promoting inclusive and sustainable Islamic economic growth.

Downloads

Download data is not yet available.

References

Azis, A. (2021). Islamic finance and the Indonesian economy: Growth prospects and challenges. Southeast Asian Economic Review, 24(2), 115-128.

Bank Indonesia. (2022). Laporan tahunan 2022: Perkembangan dan prospek ekonomi syariah di Indonesia. Bank Indonesia.

BAZNAS. (2020). Annual report on zakat management in Indonesia. Badan Amil Zakat Nasional.

Chapra, M. U. (2016). Islamic banking and the real economy: The role of Islamic banks in the economic growth of Muslim countries. Islamic Research and Training Institute.

Harahap, M. (2017). Legal framework for Islamic finance in Indonesia: A critical analysis. Indonesian Journal of Law and Islamic Studies, 10(1), 35-49.

Hasan, Z. (2019). Zakat and poverty alleviation: A case study of the Indonesian zakat management system. Journal of Islamic Economics, 25(3), 152-165.

Karim, A. A. (2020). The potential of productive waqf in supporting infrastructure development in Indonesia. Islamic Economic Studies, 28(2), 72-85.

Khan, F. (2019). The challenges of Islamic finance: A critical review of Islamic banking regulation in Indonesia. International Journal of Islamic Finance, 21(4), 213-227.

Mollah, M. S. (2018). Sukuk and Islamic finance: A study of growth and challenges in Southeast Asia. Journal of Islamic Capital Markets, 16(2), 102-115.

Otoritas Jasa Keuangan (OJK). (2023). Inklusi keuangan syariah di Indonesia: Arah dan kebijakan 2023. Otoritas Jasa Keuangan.

Otoritas Jasa Keuangan (OJK). (2023). Laporan tahunan perbankan syariah 2023: Pencapaian dan tantangan. Otoritas Jasa Keuangan.

Rasyid, H., & Mulyadi, H. (2021). The role of Islamic finance in fostering economic growth in Indonesia. Journal of Islamic Business and Economics, 12(1), 45-58.

Tanjung, S. (2019). Financial literacy in Indonesia: The role of Islamic finance in educating society. Journal of Financial Education, 21(3), 111-123.

World Bank. (2021). The role of Islamic finance in global economic stability. World Bank Publications.

Zaki, M. F. (2022). Waqf as a tool for social and economic development in Indonesia. Journal of Islamic Social Finance, 8(2), 93-105.

Downloads

Published

2025-01-14

How to Cite

Alam Mudawwam Bakhroni, & Madian Muhammad Muchlis. (2025). Dampak Kebijakan Ekonomi Syariah terhadap Stabilitas Makroekonomi di Indonesia. Ekonomi Keuangan Syariah Dan Akuntansi Pajak, 2(1), 192–202. https://doi.org/10.61132/eksap.v2i1.800

Similar Articles

1 2 3 > >> 

You may also start an advanced similarity search for this article.