Investasi Digital dalam Perspektif Syariah

Authors

  • Fata Habibullah Universitas Negeri Surabaya
  • Akhlis Fatikhul Islam Universitas Negeri Surabaya
  • Diva Carrisa Putri Universitas Negeri Surabaya
  • Zhella Annisa Universitas Negeri Surabaya
  • Rachma Indrarini Universitas Negeri Surabaya

DOI:

https://doi.org/10.61132/eksap.v1i4.555

Keywords:

Digital Investment, Islamic Economics, Sharia Compliance, Indonesia, Fintech, Sharia Investment Platforms

Abstract

This study explores the dynamics of digital investment in Indonesia within the framework of Islamic economics. The rapid advancement of technology has facilitated the growth of Sharia-compliant investments through digital platforms, making investment more accessible to the Muslim population. This research categorizes several prominent types of Sharia-compliant digital investments, including Online Sharia Mutual Funds, Sharia-Compliant Stocks, UMKM Crowdfunding, Digital Gold, and Online Sharia Property. Each type is evaluated based on its adherence to Islamic principles, legal regulations, and associated risks and opportunities. The study finds that while digital investment platforms offer considerable accessibility and inclusivity, ensuring Sharia compliance remains a challenge amid evolving regulations and technological innovations. Furthermore, the study addresses the regulatory frameworks that oversee these investment types, such as POJK regulations and MUI fatwas, which play a crucial role in maintaining compliance. This research contributes to the ongoing development of Islamic digital finance in Indonesia, providing insights for regulators, platform providers, and investors who seek to expand Sharia-compliant digital investments responsibly.

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Published

2024-10-29

How to Cite

Fata Habibullah, Akhlis Fatikhul Islam, Diva Carrisa Putri, Zhella Annisa, & Rachma Indrarini. (2024). Investasi Digital dalam Perspektif Syariah. Ekonomi Keuangan Syariah Dan Akuntansi Pajak, 1(4), 88–108. https://doi.org/10.61132/eksap.v1i4.555

Issue

Vol. 1 No. 4 (2024): Oktober : Jurnal Ekonomi Keuangan Syariah dan Akuntansi Pajak

Section

Articles

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