Pengaruh Literasi Keuangan, Perilaku Keuangan, Locus of Control dan Faktor Demografi terhadap Keputusan Investasi
DOI:
https://doi.org/10.61132/jiesa.v1i5.427Keywords:
Financial Literacy, Financial Behavior, Locus of Control, Demographic Factors, Investment DecisionAbstract
This study aims to determine the effect of financial literacy, financial behavior, locus of control, and demographic factors on investment decisions. This research is quantitative type. The population in this study were tutors of Alhimni Education Center (AEC), Ngoro Mojokerto, totaling 39. The sampling technique used non-probability sampling method with saturated sample technique. Data collection techniques in this study using primary data, the instrument in this study using a questionnaire through google form with measuring instruments in the form of a Likert scale and ordinal scale. The analysis technique used in this research is descriptive statistical analysis, data quality test, classical assumption test, multiple linear regression analysis test, t test, F test and coefficient of determination with the help of SPSS software program version 22. The results showed that financial literacy, education had an effect on investment decisions, while financial behavior, locus of control, and income had no effect on investment decisions.
Downloads
References
Akhtar, F., & Das, N. (2019). Predictors of investment intention in Indian stock markets: Extending the theory of planned behaviour. International Journal of Bank Marketing, 37(1), 97–119.
Herawati, A., & Oktaviannoor, H. (2022). Buku Ajar Pengantar Demografi. Penerbit NEM.
Hikmah, H., & Rustam, T. A. (2020). Pengetahuan investasi, motivasi investasi, literasi keuangan dan persepsi resiko pengaruhnya terhadap minat investasi pada pasar modal. SULTANIST: Jurnal Manajemen Dan Keuangan, 8(2), 131–140.
Holly, A., Jao, R., & Limang, A. (2022). Perilaku Bias Emosional dan Risk Tolerance dalam Pengambilan Keputusan Investasi. Muhammadiyah Riau Accounting and Business Journal, 4(1), 1–17.
Hon, T.-Y., Moslehpour, M., & Woo, K.-Y. (2021). Review on behavioral finance with empirical evidence. Advances in Decision Sciences, 25(4), 1–30.
Jain, D., & Mandot, N. (2012). Impact of demographic factors on investment decision of investors in Rajasthan. Journal of Arts, Science & Commerce, 3(2), 3.
Mahardhika, A. S., & Zakiyah, T. (2020). Millennials’ intention in stock investment: extended theory of planned behavior. Riset Akuntansi Dan Keuangan Indonesia, 5(1), 83–91.
Novianggie, V., & Asandimitra, N. (2019). The influence of behavioral bias, cognitive bias, and emotional bias on investment decision for college students with financial literacy as the moderating variable. International Journal of Academic Research in Accounting, Finance and Management Sciences, 9(2), 92–107.
Nurasia, N., & Hartini, H. (2023). PENGARUH LITERASI KEUANGAN DAN LOCUS OF CONTROL TERHADAP PERILAKU MENABUNG RUMAH TANGGA DI KABUPATEN SUMBAWA. Jurnal Ekonomi Dan Bisnis (EK Dan BI), 6(2), 167–174.
OJK. (2022). Infografis Hasil Survei Nasional Literasi dan Inklusi Keuangan. https://ojk.go.id/id/berita-dan-kegiatan/info-terkini/Pages/Infografis-Survei-Nasional-Literasi-dan-Inklusi-Keuangan-Tahun-2022.aspx
Parmitasari, R. D. A., Kara, M., Bulutoding, L., Alwi, Z., & Sriwijaya, M. (2020). Financial Behavior of Indonesian Moslem Students Scholarship Recipients: The Role of Locus of Control and Financial Knowledge. International Journal of Advanced Engineering Research and Science, 7(4), 281–292. https://doi.org/10.22161/ijaers.74.36
Siregar, D. K., & Anggraeni, D. R. (2022). Pengaruh Literasi Keuangan Dan Perilaku Keuangan Terhadap Keputusan Investasi Mahasiswa. Bussman Journal: Indonesian Journal of Business and Management, 2(1), 96–112.
Widiawati, M. (2020). Pengaruh literasi keuangan, locus of control, financial self-efficacy, dan love of money terhadap manajemen keuangan pribadi. Prisma (Platform Riset Mahasiswa Akuntansi), 1(1), 97–108.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2024 Jurnal Inovasi Ekonomi Syariah dan Akuntansi
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.