Manajemen Kas dalam Ekonomi Islam
Studi Kasus pada Bank Syariah di Indonesia
DOI:
https://doi.org/10.61132/jbep.v2i2.1120Keywords:
Cash Management, Financial Efficiency, Financial Management, LiquidityAbstract
Cash management is one of the most crucial aspects of financial management in a company, serving to maintain liquidity, optimize fund utilization, and ensure smooth operations. This study aims to analyze effective strategies and techniques in cash management to improve financial efficiency in a business entity. The method used is a literature review with a qualitative descriptive approach. The results show that proper cash management through cash flow planning, expenditure control, and the utilization of cash surpluses can help companies avoid liquidity issues and increase profitability. Therefore, efficient cash management is essential to support the long-term stability and growth of a company.
Downloads
References
Ansharullah, A., & Thahir, M. (2023). Manajemen likuiditas pada bank umum syariah di Indonesia. Jurnal Ekonomi Rakyat (JER), 6(2), 233–249.
Ascarya, & Yumanita, D. (2020). Studi strategi pengelolaan likuiditas bank syariah di Indonesia. Jakarta: Pusat Riset Ekonomi dan Keuangan Syariah, Bank Indonesia.
Astuti, D. (2024). Manajemen risiko likuiditas: Jaminan keberlanjutan dan ketahanan bank syariah di era krisis moneter. ResearchGate. https://www.researchgate.net/publication/385639126
Bank Indonesia. (2020). Laporan stabilitas sistem keuangan syariah. Jakarta: Bank Indonesia.
Bank Muamalat Indonesia. (2023). Laporan tahunan 2023. Jakarta: Bank Muamalat Indonesia.
Bank Syariah Indonesia. (2023a). Laporan keuangan konsolidasian per 31 Desember 2023. Jakarta: Bank Syariah Indonesia.
Bank Syariah Indonesia. (2023b). Laporan tahunan 2023. Jakarta: Bank Syariah Indonesia.
CNBC Indonesia. (2024, Januari 25). Bank Muamalat catat laba bersih Rp104 miliar, bangkit dari tekanan. https://www.cnbcindonesia.com/
Direktorat Jenderal Pengelolaan Pembiayaan dan Risiko. (2021). Sukuk negara: Perkembangan dan strategi pengembangan. Jakarta: Kementerian Keuangan Republik Indonesia.
Fauzi, R. A. (2020). Perkembangan regulasi perbankan syariah di Indonesia. Syiar Hukum: Jurnal Ilmu Hukum, 22(2), 120–136.
Investor Daily Indonesia. (2024, Maret 14). Laba BSI naik 33%, tembus Rp5,7 triliun. Jakarta: BeritaSatu Media Holdings.
Komite Nasional Keuangan Syariah. (2019). Masterplan ekonomi syariah Indonesia 2019–2024. Jakarta: KNKS.
Malik, A., & Hasbi, M. (2023). Strategi pengelolaan risiko likuiditas pada bank umum syariah. Jurnal Moneta: Jurnal Ilmu Ekonomi dan Manajemen, 9(1), 1–14.
Otoritas Jasa Keuangan. (2022). Outlook perbankan syariah Indonesia 2022. Jakarta: OJK.
Otoritas Jasa Keuangan. (2023). Statistik perbankan syariah 2023. Jakarta: Otoritas Jasa Keuangan.
Sari, W. P., & Hidayat, T. (2022). Strategi bank syariah dalam mengelola likuiditas melalui sukuk dan instrumen syariah. Jurnal Tabarru’: Islamic Banking and Finance, 5(2), 201–214.
Downloads
Published
Issue
Section
License
Copyright (c) 2025 Jurnal Bisnis, Ekonomi Syariah, dan Pajak
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
