Peran dan Kontribusi Badan Usaha Milik Desa (BUMDes) Terhadap Kesejahteraan Masyarakat Desa Menurut Ekonomi Islam
Studi Kasus Badan Usaha Milik Desa (BUMDes) Mutiara Welirang Desa Ketapanrame
DOI:
https://doi.org/10.61132/jpaes.v2i3.1431Keywords:
BUMDes, Contribution, Islamic Economics, Role, WelfareAbstract
This study employed qualitative methods with primary and secondary data sources. Primary data were obtained through interviews, while secondary data were obtained from important documentation of the Mutiara Welirang Village-Owned Enterprise (BUMDes). Data analysis was conducted using descriptive qualitative methods to obtain a comprehensive picture of the BUMDes' contribution to community welfare. The results of the study indicate that the Mutiara Welirang BUMDes plays an active role in improving the welfare of the Ketapanrame Village community through various services. These services include clean water management, environmental cleanliness management, interest-free loans, stall and kiosk rentals, and tourist attraction management. These various services are considered to have a positive impact on the social and economic conditions of the village community. An Islamic Economics review of the BUMDes' contribution indicates its alignment with Islamic economic principles. The activities carried out are mutually beneficial and align with Islamic values and welfare indicators in the maqashid sharia. This reflects the application of the values of justice, balance, and sustainability in village economic practices. The implications of these findings suggest that the Mutiara Welirang BUMDes can continue to maintain its positive performance and continuously improve the quality of its services. This effort is crucial to ensure the benefits are felt more widely by the community and to further strengthen the role of BUMDes as a driver of village economic development based on Islamic values.
Downloads
References
Antonio, M. S. (2011). Bank syariah: Dari teori ke praktik. Gema Insani.
Bahrul Rohman. (2023, 23 Januari). Wawancara. Ketapanrame.
Chapra, M. U. (2000). The future of economics: An Islamic perspective. Islamic Foundation.
Djamil, F. (2013). Hukum ekonomi Islam. Sinar Grafika.
Dusuki, A. W., & Abdullah, N. I. (2007). Maqasid al-Shari‘ah, maslahah, and corporate social responsibility. The American Journal of Islamic Social Sciences, 24(1), 25–45. https://doi.org/10.35632/ajiss.v24i1.455
Haneef, M. A. (2005). A critical survey of Islamization of knowledge. IIUM Journal of Economics and Management, 13(2), 1–28.
Iqbal, Z., & Mirakhor, A. (2011). An introduction to Islamic finance: Theory and practice (2nd ed.). Wiley Finance.
Islahi, A. A. (2009). History of Islamic economic thought: Contributions of Muslim scholars to economic thought and analysis. Edward Elgar.
Karim, A. A. (2004). Ekonomi mikro Islam. PT Rajagrafindo Persada.
Kementerian Desa, Pembangunan Daerah Tertinggal dan Transmigrasi. (2023, 1 Februari). BUMDes. https://bumdes.kemendesa.go.id/
Khaddafi, M., dkk. (2016). Akuntansi syariah. Madenatera.
Majelis Permusyawaratan Rakyat Republik Indonesia. (2005). Panduan pemasyarakatan Undang-Undang Dasar Negara Republik Indonesia tahun 1945 sesuai dengan urutan bab, pasal, dan ayat. Sekretariat Jenderal MPR RI.
Mannan, M. A. (1992). Islamic economics: Theory and practice. Islamic Academy.
Mastuki, H. S. (2022, 20 Desember). Menjadi muslim, menjadi Indonesia (Kilas balik Indonesia menjadi bangsa muslim terbesar). Kementerian Agama RI. https://kemenag.go.id/read/menjadi-muslim-menjadi-indonesia-kilas-balik-indonesia-menjadi-bangsa-muslim-terbesar-xmo8a
Muhammad Quraisy, dkk. (2020). Laporan perkembangan ekonomi syariah daerah 2019–2020. Komite Nasional Ekonomi dan Keuangan Syariah.
Nasution, A. (2006). Islam dan ilmu pengetahuan: Paradigma epistemologi Islam. Gema Insani.
Nur Dinah Fauziah, dkk. (2019). Bank dan lembaga keuangan syariah. Literasi Nusantara.
P3EI. (2015). Ekonomi Islam. PT Rajagrafindo Persada.
Pemerintah Republik Indonesia. (2004). Penjelasan atas Pasal 213 ayat (2) Undang-Undang Republik Indonesia Nomor 32 Tahun 2004 tentang Pemerintahan Daerah.
Prihatin, R. B. (2018). BUMDes dan kesejahteraan masyarakat desa. Pusat Penelitian Badan Keahlian DPR RI.
Rivai, V., & Buchari, A. (2009). Islamic economy. Bumi Aksara.
Siddiqi, M. N. (2006). Islamic banking and finance in theory and practice: A survey of state of the art. Islamic Economic Studies, 13(2), 1–48.
Zulman, B. (2019). Otonomi desa: Konsepsi teoritis dan legal. Jurnal Analisis Sosial Politik, 5(1), 1–10.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 Jurnal Pajak dan Analisis Ekonomi Syariah
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
